Personal Umbrella Insurance Provides an Extra Layer of Coverage Beyond Your Standard Policies

In a split second, you could find yourself at the cause of a major car accident. What happens if a neighbor slips and falls in your yard? Have you ever thought that your teenager could end up with a slander or libel lawsuit as a result of one of their social media posts? All of these accidents could happen to you and they happen very quickly. In that type of situation, a personal umbrella insurance policy from Santo Insurance can provide the extra safety net of funds you need.

Many people are unaware that a standard insurance policy contains limits on the amount of liability protection offered. Once those limits are exhausted, through such instances as a costly lawsuit, your are then solely responsible for all remaining monetary damages.

Umbrella insurance is a form of liability insurance designed to offer extra financial protection in the event of a loss that your primary policy does not cover. If the cost of an accident exceeds the liability limit, the personal umbrella insurance will kick-in to cover the rest. With most forms of personal umbrella insurance providing up to a million dollars in coverage, your combined policies can protect you with up to $1.5 million dollars in coverage.

Umbrella Insurance can be easily added to your current insurance package for as little as $150 – $300 a year.

Our agents would be happy to answer any questions you may have about umbrella insurance. For more information on how you can enhance your insurance protection, contact Santo Insurance today by calling 603-890-6439.